welsorintiva - Personal financial planning consultations for informed decision-making

Acceptance of Terms

By accessing or using this website, requesting consultations, or engaging our advisory services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you disagree with any part of these terms, you should not use our website or services.

Definitions

For clarity, these terms use the following definitions:

We, us, our, and the practice refer to the financial planning advisory practice operating this website and providing consultation services described herein

You, your, and client refer to any individual or entity accessing this website, requesting information, or engaging our advisory services through any communication channel

Services refer to consultations, guidance, information provision, and advisory discussions we provide regarding financial planning matters within our scope of practice

Website refers to all pages, content, and functionality accessible through our welsorintiva and any associated subdomains or linked resources

Use of Services

Our services are intended for individuals seeking guidance on personal financial planning matters. You agree to use our website and services only for lawful purposes and in accordance with these terms. You may not use our services in any manner that could damage, disable, or impair our operations.

Eligibility

Our services are available to individuals of legal age in their jurisdiction who have capacity to enter into binding agreements. By using our services, you represent that you meet these eligibility requirements and possess authority to accept these terms.

Services are intended for Australian residents only

User Responsibilities and Obligations

When using our website and services, you agree to:

Provide accurate, current, and complete information during consultations and in all communications to enable effective advisory discussions and appropriate guidance

Maintain confidentiality of any access credentials or sensitive information shared during the advisory relationship and notify us promptly of any security concerns

Respect intellectual property rights, confidentiality obligations, and professional boundaries in all interactions with our advisors and staff members

Understand that ultimate responsibility for financial decisions rests with you, and our role is providing perspective and guidance rather than making decisions on your behalf

Prohibited Activities

You may not engage in the following activities:

Misrepresenting your identity, credentials, or affiliation when communicating with our practice or submitting information through our website contact forms

Using our services to engage in fraudulent activities, money laundering, or any illegal purposes prohibited under Australian or international law

Attempting to gain unauthorized access to our systems, interfere with website functionality, or compromise security measures protecting client information

Copying, reproducing, or distributing proprietary materials, consultation notes, or content from our website without explicit written permission from our practice

Harassing, threatening, or behaving inappropriately toward our advisors, staff members, or other clients in any communication medium or setting

Intellectual Property Rights

All content on this website including text, graphics, logos, images, and software remains the property of our practice or our licensors. This content is protected by Australian and international copyright, trademark, and intellectual property laws. You may view and use website content for personal, non-commercial purposes but may not reproduce, distribute, modify, or create derivative works without written permission.

User-Provided Content and Information

When you submit information through contact forms, emails, or during consultations, you grant us permission to use that information for purposes of providing services, maintaining records, and improving our practice. You represent that any information provided is accurate and that you have rights to share it.

Retention of User Information

We retain information you provide in accordance with our privacy policy and professional record-keeping requirements. While you retain ownership of personal information, we maintain copies necessary for service provision, legal compliance, and protection of both parties in case of disputes.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with Australian Privacy Principles and applicable data protection regulations. Our privacy policy, available on this website, provides detailed information about our data handling practices, your rights, and how we safeguard your information. By using our services, you consent to data collection and use as described in our privacy policy.

View Privacy Policy

Disclaimers and Limitations

Important limitations apply to our services and this website:

No Guarantees of Outcomes

We provide guidance and perspective based on professional experience, but cannot guarantee specific financial outcomes or results. Results may vary significantly based on individual circumstances, external factors, and decisions you make. Past performance does not guarantee future results in any financial context.

Limitation of Liability

To the maximum extent permitted by Australian law, we are not liable for indirect, incidental, consequential, or special damages arising from your use of our website or services. Our total liability for any claims related to our services shall not exceed the fees you paid for those services.

Indemnification

You agree to indemnify, defend, and hold harmless our practice, advisors, employees, and agents from any claims, liabilities, damages, losses, or expenses including legal fees arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution Procedures

If disputes arise regarding our services or these terms:

Arbitration

Any disputes that cannot be resolved through direct negotiation shall be submitted to binding arbitration in accordance with Australian arbitration procedures. Arbitration shall take place in our practice location state, and decisions shall be final and binding on both parties.

You waive the right to participate in class actions by agreeing to arbitration

Online Dispute Resolution

For disputes arising from online interactions, you may access the Australian government's online dispute resolution platform. This provides an alternative mechanism for resolving disagreements without formal legal proceedings.

Access ODR Platform

Severability

If any provision of these terms is found invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

Entire Agreement

These terms, together with our privacy policy, cookie policy, and disclaimer, constitute the entire agreement between you and our practice regarding use of our website and services. They supersede all prior agreements, understandings, or communications regarding these matters.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia and the state or territory where our practice operates. Any legal proceedings related to these terms or our services shall be brought exclusively in courts of competent jurisdiction in that location.

Termination

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice, for conduct that we believe violates these terms, is harmful to other users, or is otherwise inappropriate. Upon termination, your right to use our services ceases immediately.

Modifications

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to this website. Continued use of our services after modifications constitutes acceptance of updated terms. We recommend reviewing these terms periodically to stay informed of any changes.

Questions About These Terms

If you have questions regarding these terms and conditions, please contact us:

Email Address: content@welsorintiva.sbs

Phone Number: +61-7-3323-5318

Mailing Address: 125 Stirling Street, Perth, WA 6000 Australia

Terms and Conditions