Legal Disclaimer

Important Notice

Please read this disclaimer carefully before proceeding

By using this website and our services, you acknowledge understanding and accepting these limitations and conditions

This disclaimer outlines important limitations, considerations, and legal boundaries regarding information provided through this website and during consultations with our advisors. These terms protect both clients and our practice by clarifying expectations.

General Information Notice

Content on this website provides general information about financial planning concepts and our advisory approach. It does not constitute specific financial advice tailored to your individual circumstances. Every person's financial situation differs significantly, and information that applies generally may not suit your particular needs, risk tolerance, or objectives. Always consider your unique circumstances before making financial decisions.

Limitations of Liability

Our practice maintains professional standards and care, however certain limitations apply:

We are not liable for decisions you make based on general information provided through this website without engaging in personalized consultation sessions
We cannot guarantee specific financial outcomes or results from following any discussed approaches, as outcomes depend on numerous factors beyond anyone's control
We are not responsible for losses resulting from market conditions, economic changes, regulatory developments, or other external factors affecting financial situations
We disclaim liability for technical issues, website errors, or temporary unavailability of online resources that may affect your access to information

Information Accuracy Efforts

We strive to maintain accurate, current information on this website and during consultations. However, financial landscapes change constantly with new regulations, market developments, and evolving best practices. Information provided represents our understanding at the time of communication but may become outdated. We cannot guarantee absolute accuracy or completeness of all information, and clients should verify critical details independently.

Past performance does not guarantee future results in any financial context

Professional Advice Limitations

Our advisors provide perspectives based on experience and analysis of your situation during consultations. This constitutes professional opinion but not guarantees about outcomes. Complex situations may require input from tax professionals, legal experts, or specialists in areas outside our primary expertise. We recommend consulting appropriate professionals for matters beyond financial planning scope.

External Resources

This website may contain links to third-party resources for your convenience. We do not control external websites and are not responsible for their content, accuracy, privacy practices, or availability. Inclusion of external links does not constitute endorsement of the linked sites or their operators.

Results and Outcomes Disclaimer

Results may vary significantly based on individual circumstances, commitment levels, external market conditions, and factors beyond anyone's control. We discuss potential approaches and considerations but cannot predict or guarantee specific financial outcomes. Your results depend largely on your situation, decisions, and follow-through on discussed strategies.

Individual Results Vary Substantially

Financial planning outcomes depend on countless variables including starting position, available resources, time horizons, market conditions, personal discipline, life circumstances, and pure chance. What works effectively for one person may not produce similar results for another despite following comparable approaches. Expectations should remain realistic and grounded in your specific context.

Financial Advisory Limitations

Important considerations regarding financial guidance:

We provide planning guidance and consultation but do not directly manage funds or make transactions on behalf of clients
Discussions about potential approaches do not constitute specific recommendations until formally documented following comprehensive consultation
All financial decisions remain your responsibility as the individual most affected by outcomes and consequences of choices made

Jurisdiction and Applicability

This disclaimer is governed by Australian law and applies to services provided within Australia:

Our practice operates under Australian regulatory frameworks and professional standards applicable to financial advisory services in this jurisdiction. Information provided may not apply to residents of other countries with different regulatory environments.

These terms are subject to Australian law and regulations

Compliance with local regulatory requirements may vary by state or territory

Client Indemnification

By using this website and engaging our services, you agree to indemnify our practice, advisors, and employees against claims arising from your use of information provided, decisions made, or actions taken based on consultations. This protects our practice from liability for circumstances beyond our control or resulting from your independent choices.

Severability Provision

If any provision of this disclaimer is found invalid, unenforceable, or contrary to applicable law by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect to the maximum extent permitted.

Disclaimer Modifications

We reserve the right to modify this disclaimer as legal requirements, business practices, or professional standards evolve. Changes become effective upon posting to this website. Continued use of our services after modifications constitutes acceptance of updated terms. We recommend reviewing this disclaimer periodically for changes.

Questions About This Disclaimer

If you have questions regarding this disclaimer or need clarification about any provisions, please contact us:

Email Address: content@welsorintiva.sbs

Phone Number: +61-7-3323-5318

Mailing Address: 125 Stirling Street, Perth, WA 6000 Australia

Disclaimer Effective Date: September 25, 2025

Last Reviewed and Updated: September 25, 2025